debt free for life: david bach

1. DOLP: DONE ON LAST PAYMENT53
2.DOLP WORKSHEET 62
ACCOUNT   OUTSTANDING BALANCE   MIN. MONTHLY PAYMENT  DUE DATE
DOLP NO.(BALANCE/MIN MONTHLY PAYMENT) DOLP RANKING
3.PAY DOUBLE THE MIN. PAYMENT 65
4.reduce the no. of credit with balance 66
5. 債務有時效性, 過時不能控告170
6.doing anything to acknowledge that you owe the money can reset or restart the statue of limitations clock 171
7. 過追(訴期限, 通知收數佬, 有效時間已過, 我無欠你錢即可170
8. 要求收數佬證明你有欠他們錢, 他們多數拿不出來 171
9. debt management plan DMP: stop charging the over-the -limit fee, annual fee and late payment penalties 183